Employee Benefits

Employee BenefitsEmployee Benefits are critical to attracting and retaining talented employees. At V & R Insurance we help employers not only manage the cost of benefits but also the benefit administration process and Healthcare Reform Compliance.

The relationship we have with our customers is a partnership. As with any partnership there are ongoing discussions related many aspects of employee benefits. A few of the items we focus on during the plan year and renewal are:

  • Benefit Goals of the Client
  • Health Care Reform Compliance
  • Plan Design
  • Cost Containment
  • Benefit Communication
  • Employee Engagement
  • Wellness Plans
  • Any other items deemed necessary for success of the benefit plan

As with any benefit plan items become necessary to address. With V & R Insurance our customers are not left on their own to solve those problems. We work together with the employer to devise a plan of action, set up policies and procedures and, most importantly help execute the plan to resolve the issue.

Customers of V & R Insurance enjoy the comfort of knowing that we are knowledgeable, accessible and accountable for our work. We are here for them and will work hard to keep their benefits program running smooth. For more information on our Employer Plans and Services please contact us.

Group Products

  • Medical – Fully Insured and Self-Funded
  • LOW COST Healthcare COMPLIANT medical plans
  • Dental
  • Life
  • Vision
  • Disability
  • Wellness Plans
  • Section 125 Plans
  • HRA (Section 105) medical reimbursement plans

Additional Offerings

V & R also offers a variety of other products.

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Group Insurance Partners

Health Insurance


Insurance Carrier - Aetna

Insurance Carrier - Florida Blue

Insurance Carrier - Cigna

Insurance Carrier - Humana

Insurance Carrier - United Healthcare

Life, Dental, Disability and Vision Insurance


Insurance Carrier - Allstate

Insurance Carrier - Veritas

Insurance Carrier - Aflac

Insurance Carrier - Assurant

Insurance Carrier - Guardian

Insurance Carrier - The Hartford

Insurance Carrier - Humana

Insurance Carrier - Met Life